Make Credit Simple, Smart & Secure
Genie Puts Your Credit in Your Hands
Track your credit, simulate your score, and access the right offers — all from one powerful dashboard. Genie turns credit confusion into financial clarity.
Why Choose Genie ?
Join thousands who rely on Genie to manage credit smarter and live financially confident.
Know Where You Stand — Anytime, Anywhere
All 3 Bureaus in One Place
TransUnion®, Experian®, and Equifax® scores updated automatically.
Real-Time Alerts
Be the first to know about score changes, inquiries, or new accounts.
Actionable Insights
Understand exactly why your score changed and how to improve it.
We Are With You In Your Credit Journey
Start Your Free Credit Journey
Unlock the power of your credit with real-time insights, smart simulations, and personalized recommendations — all in one simple, secure dashboard. No fees. No confusion. Just a better financial future.
Your Credit. Your Rules.
Access powerful tools like score simulation, credit alerts, and more.
Pick plan that best suits your needs
Our pricing plans are designed to be affordable, flexible, and tailored to your unique needs.
Pay Monthly
Pay Yearly
Genie Free
Know what’s holding you back — before you pay for anything.
$0
/mo
What you get:
Credit health assessment + personalized "Fix Plan"
Debt payoff planner (snowball / avalanche)
Utilization optimizer (simple inputs → clear targets)
Funding readiness checklist (what to clean up before applying)
Credit score goal tracker + progress milestones
Genie Basic
Popular
Real credit monitoring + protection, without the premium price tag.
$28.88
/mo
Everything in Free, plus:
Monthly 1 bureau credit monitoring (FICO score + alerts)
Score simulator
Identity theft protection + dark web monitoring
Privacy monitoring + removal support (monthly)
Debt payoff recommendations (tailored plan)
Genie Pro
Best for You
Full control: monthly 3-bureau report + premium tools to level up faster.
$38.88
/mo
Everything in Basic, plus:
Monthly 3-bureau credit report (included)
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Advanced insights & factor-level tracking
Priority support + faster action plans
Student loan aid
Loved By Our Customers
Join thousands who rely on Genie to manage credit smarter and live financially confident.
“As someone who monitors credit scores regularly for both clients and personal use, I was blown away by how intuitive Genie is. The score simulator gave me crystal-clear insights into how my financial actions would impact my score — before I made them. Genie makes complex credit decisions feel simple.”
Priya Verma
Financial Analyst at FinEdge
“Managing student loan repayment was overwhelming, until Genie stepped in. The platform showed me federal aid options I didn’t even know existed. Everything was laid out clearly, with no jargon or guesswork. For someone just starting their financial journey, this was a lifesaver.”
Michael Santos
Graduate Student at NYU
“What I love most about Genie is how proactive it is. From alerting me about potential credit risks to helping me lock my credit with a single click — it gives me control without the complexity. It’s rare to find a product that’s this secure and user-friendly at the same time.”
Rina Deshmukh
Startup Founder at CredMind
“Genie’s marketplace is a game-changer. I was matched with credit card offers that actually fit my spending habits and goals — no spam, no fluff. Within minutes, I found a card with better rewards and lower interest. It’s like having a personal credit consultant, but way faster and way cooler.”
Jacob Reynolds
Founder of Spendwise
“As someone who monitors credit scores regularly for both clients and personal use, I was blown away by how intuitive Genie is. The score simulator gave me crystal-clear insights into how my financial actions would impact my score — before I made them. Genie makes complex credit decisions feel simple.”
Priya Verma
Financial Analyst at FinEdge
“Managing student loan repayment was overwhelming, until Genie stepped in. The platform showed me federal aid options I didn’t even know existed. Everything was laid out clearly, with no jargon or guesswork. For someone just starting their financial journey, this was a lifesaver.”
Michael Santos
Graduate Student at NYU
“What I love most about Genie is how proactive it is. From alerting me about potential credit risks to helping me lock my credit with a single click — it gives me control without the complexity. It’s rare to find a product that’s this secure and user-friendly at the same time.”
Rina Deshmukh
Startup Founder at CredMind
“Genie’s marketplace is a game-changer. I was matched with credit card offers that actually fit my spending habits and goals — no spam, no fluff. Within minutes, I found a card with better rewards and lower interest. It’s like having a personal credit consultant, but way faster and way cooler.”
Jacob Reynolds
Founder of Spendwise
Frequently Asked Questions
Join thousands who rely on Genie to manage credit smarter and live financially confident.
Genie is your all-in-one credit wellness platform that helps you monitor your credit score, understand your reports, simulate score changes, and access personalized financial offers like credit cards and student loan aid.
No, using Genie to check your credit score is a "soft inquiry" and does not impact your score at all.
We provide you with your VantageScore 3.0, a widely used scoring model. It provides a reliable indication of your credit health.
The Score Simulator is a tool that allows you to see the potential impact of financial decisions on your credit score before you make them.
Yes, based on your credit profile, Genie matches you with personalized offers from our network of trusted partners.
Absolutely. We use bank-level encryption and security protocols to ensure your data is always protected.
